My 10 year property investment journey has been amazing.

There was a huge learning curve, and a lot of work finding houses, getting them ready to rent, and renting through a management agent, but the income has been good, and the property values have increased a lot.

I have chosen to use a managing agent, which should be have been a hands off experience, but there has still been a lot of work to do.

There is always tennants needing work, mortgages renewals, annual tax calculations, etc. So there has been plenty of time spent on this investment.

With changes in interest rates, and tax rates, the profit from BTL property, is now much less than when I started. As well as this, my full time job takes so much time, so I’m now looking for more passive investments.

ISAs and Shares is what I’m thinking. I havent got time to research individual shares, so index funds like NASDAQ and S&P 500

So much to learn for this different investment type, so my time will be spent researching, but once decided this will be so much more hands off investing than property.

So my plan is, once a tennant moves out of a property, I will sell the property. I’m thinking maybe 1 property sale per year, which will take 7 years. Possibly a little quicker.

Im in no rush, the house prices are going up and not losing money, but its definitely the direction I’d like to move in.